APY represents the real return on deposit accounts and other interest‑bearing products. Here’s how it works and why it’s ...

James Chen, CMT is an expert trader, investment adviser, and global market strategist. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over 35 years of diverse ...

High-yield savings accounts earn significantly higher interest rates than traditional savings accounts — currently up to 4% ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. If you have a savings or ...